Real Estate

Home For Sale - Foreclosure Sign

Increasing Number of FHA Home Loans Fall into Delinquency

By Bill Fay | July 10, 2012

Unlike other sectors of the mortgage market, which appear to be steadying after years of turmoil, FHA loans are falling into delinquency and foreclosure at an alarming rate. A recent…

Expensive House

Report: Reverse Mortgages Being Used by Young Borrowers

By Bill Fay | July 5, 2012

A recent consumer report indicated the government-insured reverse mortgage program, once intended to help seniors continue living in their homes free from financial constraints during the retirement years, contains possible…

The Perfect Home

Reports: Housing Market Showed Marked Improvement

By Bill Fay | July 2, 2012

After several challenging economic years, the sluggish housing market is said to be on the mend as the number of total home sales show a sales gain. In fact, economists…

Picture of for sale short sale sign in front of two story house

Short Sales

By Bill Fay | July 2, 2012

A short sale of a house happens when a lender agrees to release a homeowner from his or her mortgage for less than what is owed so the property can…

We have listed some ways to avoid foreclosure

Foreclosure Defense

By Bill Fay | July 2, 2012

Foreclosure Defense Facing foreclosure? Call for nonprofit help. Depending on your situation, you may be able to access grants, government assistance programs and/or a mortgage modification that can help you…

2 Happy People

Credit Agency: Some Mortgage Modification Strategies Better than Others

By Bill Fay | July 2, 2012

Fallout from the collapse of the U.S. housing market is ongoing, and consumers are only now beginning to learn the effectiveness of various mortgage modification strategies that they used after…

the word "equity" spelled out with toy wooden blocks on table

Understanding Home Equity

By Bill Fay | April 16, 2012

Home equity is the difference between how much your home is worth and the outstanding balance of all liens on your property — how much you owe on your mortgage…

Wooden model of home in front of womans hand browsing laptop with documents on desk

Using Real Estate to Take Control of Your Debt

By Bill Fay | April 16, 2012

If you have a load of unsecured debt, such as high credit card balances, your top priority should be to reduce it as much as possible, as soon as you…

Foreclosure is a major issue in the US and we will help you understand it


By Maureen Milliken | April 16, 2012

Foreclosure means a lender is looking to take possession of a home when the borrower – the homeowner – isn’t making payments on the mortgage loan used to buy it.…

Downsizing your home to help you save money

Downsizing Your Home to Reduce Debt

By Bill Fay | April 16, 2012

If you’re in over your head with credit cards and unsecured loans, a number of strategies can provide relief, such as a debt management plan or an aggressive debt-payoff strategy.…