Category:
Personal Finance

2018 Financial Planning Calendar

By Bill Fay | November 29, 2017

Would you like to save an extra $1,000 in 2018? Maybe you should eliminate that latte on the way to work. How about earning an extra $3,000? That can easily…

Financial Literacy a Tough Test for Most Americans

By Bill Fay | May 24, 2016

The latest trends in spending and debt indicate that America already has forgotten any lessons we might have learned when the bubble burst on the U.S. economy in 2008. The…

Excessive Spending Not Necessary At Thanksgiving

By Bill Fay | November 23, 2015

America’s holiday season has begun, which means excessive consumption is not only allowed, it’s encouraged. At least until it’s your turn to pick up the bill. There is no reason…

Most Americans Still Stressed Over Money

By Bill Fay | May 4, 2015

If money is causing stress and anxiety in your house, take it easy. You’ve got company. The same thing is happening in the house next door. And the one across…

Save Some Money While Saving The Planet

By Bill Fay | April 22, 2015

Most people know their financial footprint in the world, but probably couldn’t tell you their carbon footprint on the planet. Earth Day celebrations, which happen every year on April 22,…

Prepaid Cards Gaining Popularity, Despite Fees

By Bill Fay | April 14, 2015

Would you pay your bank $5 a month (or more?) just so you can withdraw money you have deposited there? As absurd as that sounds, a growing number of consumers…

Katy Learns the Cost of Financial Ignorance

By Bill Fay | April 9, 2015

McClary, B. (2015, April 7) Americans Are Overly Confident When It Comes to Finances, Yet Unprepared For The Future. Retrieved from https://www.nfcc.org/press/multimedia/news-releases/americans-are-overly-confident-when-it-comes-to-finances-yet-unprepared-for-the-future/
NA, (2013, January) College Students are Put to the Test: The Attitudes, Behaviors and Knowledge Levels of Financial Education. Retrieved from file:///C:/Users/bfay/Downloads/Inceptia_FinancialAptitudeAnalysis_researchbrief.pdf
http://newsroom.transunion.com/one-third-of-americans-have-never-checked-their-credit-report-reveals-transunion-study

Married On A Monday: A Wedding You Can Afford

By Bill Fay | December 2, 2014

Billy Sexton is not a frugal man. In fact, he chuckles at the idea of cutting corners to save money. “I’m the guy who believes you get what you pay…

Ignore Monthly Bills At Your Own Risk During Holiday Season

By Bill Fay | November 6, 2014

Get ready America, the Holiday Shopping Circus is rolling into your town again this year and no one is immune from the excitement it generates. Least of all someone with…

Debt Weighs Heavily On People Near Retirement

By Bill Fay | October 7, 2014

The duel between debt and income is spilling over into the retirement years for more and more people. At one time, it was common to have all the major bills…