Category:
Mortgage

Female Real Estate Broker presenting a small model home.

Can You Buy a House with Collections?

By Bill Fay | February 21, 2025

Collections — the process of pressing a borrower to repay money owed to a business or organization — can present a thorny patch in the road to your financial goals.…

Happy real estate agent using digital tablet with her clients during consultations in the office.

How Many People Can Be on a Mortgage?

By Pat McManamon | January 30, 2025

Technically, there is no limit to the number of people who can be on a mortgage. Practically, however, lenders prefer to deal with at most four borrowers –- and even…

House icon and red arrow pointing up on yellow background representing increasing mortgage.

Why Did My Mortgage Payment Go Up?

By Bill Fay | January 22, 2025

You’ve bought a house. You’ve locked down all the details, signed all the papers, and are set to make a monthly payment for at least 15 years. Then one month,…

Couple sitting with lender signing paperwork for a house

What Credit Score Is Needed To Buy A House?

By Sarah Brady | September 28, 2023

You don’t need perfect credit to buy a home, but having good credit helps reduce the interest rate you’ll pay and increases the changes you will be approved for the…

Couple discussing a reverse mortgage with their lender

Using a Reverse Mortgage to Pay Off Debt

By George Morris | June 16, 2023

For homeowners 62 and older who have accumulated debts that create a financial strain, there’s another option beside traditional home equity loans or home equity lines of credit. It’s a…

Couple buying their first New York home

New York

By Bill Fay | September 10, 2020

The state of New York is ready and willing to help first-time homebuyers who want to fulfill that part of the America dream. If home ownership seems out of reach,…

Couple buying first home in Texas

Texas

By Max Fay | August 12, 2020

If you’re a Texas first-time homebuyer, the process can seem overwhelming and intimidating. The challenges include a tight supply of homes and rising prices. But there’s help available that can…

Small shopping cart full of online mortgage options

Online Mortgages

By Maureen Milliken | February 19, 2020

Online lenders are not all the same. Some have different digital tools, some have lower rates. Borrowers aren’t all the same either, so check out different lenders to determine which…

close up of home model, dollar money and house keys

No Closing Cost Refinance

By Bill Fay | February 13, 2020

Just as there is no such thing as a free lunch, there’s really no such thing as refinancing a mortgage for free, no matter how appealing a no-closing-costs refi may…

First Time Florida Homebuyers at their new house

Florida First-Time Homebuyer Programs

By Maureen Milliken | January 30, 2020

Buying a home in Florida can be challenging. Supply is tight and demand and prices are on the rise. If you’re a first-time Florida homebuyer, navigating the process, particularly the…