Our primary services are to put you in position to make sound decisions about your financial future and to facilitate you paying off your debts and getting rid of creditors. We have agreements with a number of trusted partners who excel in the areas of debt settlement, debt consolidation, debt management, student loan consolidation and tax debt relief. We want to show you that you can live a life free of worrisome bills, that you have more options than you probably realize. If you want to pick an option, we put you in touch with someone who can help you carry out a plan of financial action. Simply put, if you're paying out more money every month than you have coming in, we can get you to a professional who can help.
Also known as debt negotiation, debt settlement involves negotiating with your creditors to lower your overall obligation. We put you in touch with a trusted debt specialist who can do this on your behalf. The objective is to negotiate the amount of money you owe to a lower total and then set up a system that gets your accounts paid off one by one. We connect you with a specialist who can educate you about debt relief and show you the best path to a debt-free lifestyle.
Through service providers, you can consider debt consolidation and debt management programs. In these programs, you identify your goals, and services are customized for you. Some people are able to pay their bills on time but are unable to pay them off fully and want help getting out of debt. If you’re only making your minimum payment, management programs can consolidate your payments with potentially lower negotiated interest rates to get you out of debt sooner.
Student Loan Consolidation
If you have federal student loans, you can obtain a new consolidated loan. You can obtain a variety of repayment options based on your existing student loans. Those options include income-based repayment, income-contingent repayment, extended repayment and graduated repayment. We are members of the Association for Student Loan Relief (AFSLR).
If you qualify, you could also be eligible for student loan forgiveness, which completely erases all your loans.
If you have federal student loans that are in or are approaching default status, you can get a new consolidated loan.
Tax Debt Relief
If you owe money to the IRS that you can’t afford to pay, we can help. We will put you in touch with a team of tax professionals who are skilled at resolving tax issues. Using their experience in dealing with the IRS, they negotiate on your behalf. You may be eligible for an installment agreement, an offer in compromise (OIC) or a temporary delay of payment.