Personal Finance News

American families are having trouble with understanding finance

Financial Literacy a Tough Test for Most Americans

The latest trends in spending and debt indicate that America already has forgotten any lessons we might have learned when the bubble burst on the U.S. economy in 2008. The reputable and renowned Pew Charitable Trust says that 80% of American adults are in debt and the Federal Reserve Board says the amount we owe […]

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Prepaid Reloadable Card Card

GPR Cards An Alternative To Banks, Credit Cards

If you like the convenience of a credit card, but lack discipline and overspend when using one, a general purpose reloadable (GPR) card could be the way to stabilize your finances. GPR cards, more commonly referred to as pre-paid credit cards, are safer than carrying cash and accepted almost everywhere because most are sponsored by […]

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Tips for banking and their new rules

How Credit Unions And Banks Are “Gamifying” Savings

Nobody wants to play games with their investment dollars, but what if the game was rigged so you couldn’t lose? Credit unions in five states have come up with a savings account – remember them? – that includes a chance to win monthly, quarterly and annual prizes in lottery-style drawings, while never touching the money […]

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Man Filing Papers For Bankruptcy

3 Reasons To File For Bankruptcy

There aren’t many words in the English language less understood and more avoided than bankruptcy. “There definitely is a stigma attached to it,” Jeff Badgley said. “When people hear it, they get really uncomfortable.” Badgley sees the discomfort a lot. He is a bankruptcy lawyer who has to convince clients that going through the legal […]

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Most Americans Still Stressed Over Money

If money is causing stress and anxiety in your house, take it easy. You’ve got company. The same thing is happening in the house next door. And the one across the street. And just about every other home in your neighborhood. The American Psychological Association’s (APA) 2014 survey on “Stress In America” says that 72 […]

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Save money while helping the planet

Save Some Money While Saving The Planet

Most people know their financial footprint in the world, but probably couldn’t tell you their carbon footprint on the planet. Earth Day celebrations, which happen every year on April 22, remind us that we are responsible for keeping the planet clean, healthy and vibrant enough to support the billions living here. The average carbon footprint […]

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Bonus Money

What Would You Do With Millions In Bonus Money?

Imagine for a moment, what would happen if the general manager for your company walked in today and announced that 32 lucky employees would be selected to receive millions of dollars in bonuses. Bedlam, right? Uncontrollable excitement. People so wired that their energy is zipping through the room in 1,000-watt bursts. Every employee in every […]

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prepaid card

Prepaid Cards Gaining Popularity, Despite Fees

Would you pay your bank $5 a month (or more?) just so you can withdraw money you have deposited there? As absurd as that sounds, a growing number of consumers are doing a very similar thing for the privilege of using a prepaid debit card. Large banks and the big names in the credit card […]

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retired couple counting money

Debt Weighs Heavily On People Near Retirement

The duel between debt and income is spilling over into the retirement years for more and more people. At one time, it was common to have all the major bills paid and live a quiet, but comfortable retired life with Social Security as the financial foundation. Now, mortgage, home equity loans, car loans, credit card […]

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Top 10 Instagram accounts to follow.

Motivational Instagrams – 10 Accounts to Follow

We can all admit that there are some days that even the strongest cup of coffee can’t kick-start. Instagram is a bonanza of inspiration and motivation (you know, somewhere in between all of those ducklip-selfies and throw-back pics). From money saving tips to inspirational quotes that will help push you be the best that you […]

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