older couple very sad

Senior Citizens Strapped with Stifling Debt

By Bill Fay | August 10, 2012

Over the past few years, millions of older Americans have found themselves in a much more challenging financial position than they ever imagined. The American Dream, which once included a…

senior doing taxes image

For Record Number of Seniors, Golden Years Mean More Work

By Bill Fay | July 19, 2012

They can be found diligently working in local grocery stores, offices, department stores and within the health care industry – they’re Americans aged 65 and older who remain active in…

Businessman choosing between paying off debt and saving

How to Prioritize Retirement Savings vs. Debt Payoff

By Bill Fay | July 13, 2012

You want to save for retirement, but you’re still getting billed each month for old debts. Can you really justify starting a retirement fund when you have credit card bills,…

Small model of elderly couple on calculator button that says "tax"

Tax Implications of Retirement Plans

By Bill Fay | April 9, 2012

If you take the advice of financial experts and start planning for retirement in your 20s, you can enter your golden years expecting a comfortable income. You may be able…

Retirement & Debt

By Bill Fay | April 9, 2012

Choose Your Debt Amount Consolidate Debt in Minutes AMERICANS TURNING 65 EACH DAY 0 AMERICANS WHO SAVE FOR RETIREMENT 0% POPULATION 65+ LIVING IN POVERTY 0% Retirement Accounts Retirement accounts…

Retro clock next to stacked coins and jar filled with coins labeled retirement on table with depth effect

Retirement: How Much Should I Save Each Month?

By Bill Fay | April 9, 2012

Do you know how much money you should be saving each month for your retirement? Even if you are putting some money away, are you sure it’s enough? The long-held…

Young girl leaning on table looking over scattered coins and a jar of coins

What Age Should I Start Saving Money?

By Bill Fay | March 23, 2012

So what age is the right age to start saving money for your future? The practical answer is any age when you start to work and earn money for yourself,…

Happy smiling older couple sitting together on couch calculating coins in piggy-bank

How Much Do I Need to Save for Retirement?

By Bill Fay | March 23, 2012

While many people prioritize the need to save for retirement, they don’t always have an idea of their “magic number”— the amount of money needed for a successful transition from…