Category:
Mortgage

3D Illustration of model homes on wood flooring with % sign inside

Today’s Mortgage Rates: How to Get the Best Interest Rate

By Bill Fay | November 1, 2017

[mlrates] What is a Mortgage Rate? A mortgage rate is the rate of interest charged on by a mortgage lender. Mortgage interest is included in a home loan’s monthly payment.…

Home on top of coins

Interest-Only Mortgages

By Robert Shaw | September 27, 2017

Interest-only mortgages are structured in various ways, but they share a basic concept: Borrowers don’t pay down the principal on their loan for a period, usually 3-10 years. That means…

Home Refinance papers, pen and money

Mortgage Re-Fi

By Bill Fay | September 26, 2017

To get a good deal on a refinance, consumers need to do their research, shop around for a lender and ask questions before committing to a new mortgage. Here are…

Door with a key in it open to living room

How to Get a Mortgage

By Bill Fay | September 21, 2017

New government regulations and consumer protection laws force mortgage lenders to make a good-faith effort to be sure home buyers actually qualify for the home loan they’re seeking. That means…

Reverse Mortgage Home And Coins

The Reverse Mortgage: Pros and Cons

By Bill Fay | September 20, 2017

What is a Reverse Mortgage? A reverse mortgage is a type of home loan that lets you convert a portion of the equity in your house into cash. With regular…

Chair in Sitting Room with Plants

How to Get the Best Interest Rate on a Mortgage

By Karen Carlson | September 20, 2017

In truth, landing a mortgage with the best interest rate isn’t all that tricky and shouldn’t be scary. But it is complicated, painstaking, serious business. After all, closing on a…

Pre Approval Paperwork for a Mortgage

How to Get a Mortgage Pre-Approval: How Much and Help for Bad Credit

By Bill Fay | September 8, 2017

So you’ve finally found the home of your dreams. It has everything you ever want, but the seller wants something from you: Proof your eyes aren’t bigger than your bank…