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Congress Steps Up, Keeps Stafford Loan Rates at 3.4 percent

By Bill Fay | July 2, 2012

It came down to the wire, but Congress finally voted to help out millions of current and former college students who have accumulated up to $1 trillion in student loans.…

car shopping tips

10 Things to Know When Shopping for a Car

By Bill Fay | May 12, 2012

There are 250 million registered passenger vehicles in the U.S. today — and just 115 million American households. According to government statistics, 57 percent of those households have two or…

earth day volunteers

How to Make a Difference in Your Community when Money Is Tight

By Katherine Pilnick | March 3, 2012

There are countless ways to make a positive difference in the world or in your community. Monetary donations go a long way for charities and nonprofit organizations, but giving money…


  1. About 440,000 Apply for Obama’s Short-Term Initiative to Consolidate Student Loans. (2012, June 29). Washington Post. Retrieved June 29, 2012, from:
  2. This Is a Big Day for Millions With Student Loans. (2012, June 29). CNBC.
  3. No More Grace Period on Student Loans. (2012, June 28). Chicago Tribune. Retrieved June 29, 2012, from,0,4384922.story
  4. Salmon, F. (2011, October 22). The Murky World of Student-Loan Statistics. Retrieved June 29, 2012, from
  5. Martin, A. & Lehren, A. W. (2012, May 12). A Generation Hobbled by the Soaring Cost of College. New York Times. Retrieved June 29, 2012, from
  6. Historical Interest Rates. (n.d.). Retrieved July 2, 2012, from
  7. Loans for Graduate Students. (n.d.). Retrieved July 2, 2012, from