Trying to pay off debt but having a hard time staying motivated? There is no better motivator than music! Music has the power to get us through a bad week and can give us the courage to pursue our goals.
We teamed up with the social music-sharing site, Spotify, to curate a playlist of the ultimate “debt free” motivational songs. To make the cut for our playlist, the songs had to have inspirational lyrics and dope beats – to give you the courage to take on your debt and stay the course.
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“I Will Survive” – Gloria Gaynor
Key Lyrics: “You think I’d crumble. You think I’d lay down and die. Oh no, not I. I will survive”
Takeaway: At first you might be afraid but you have to push through your doubts. Know that you will survive this and you’ll be debt free.
“Stronger” – Kanye West
Key Lyrics: Work it, make it, do it, makes us harder, better, faster, stronger.”
Takeaway: Debt that won’t kill me, can only make me stronger should be your mantra while gathering bills and working on your new budget. All it takes is the first step, so just work it, do it!
“Independent Women” – Destiny’s Child
Key Lyrics: “The shoes on my feet, I bought it. The clothes I’m wearing, I bought it. The rock I’m rockin’, I bought it. ‘Cause I depend on me”
Takeaway: Working on your goal of being debt free doesn’t mean you have to stop enjoying life. It’s just a reminder to live within your means and be diligent about adjusting any spending habits that have contributed to the situation you are in today.
“Always on Time” – Ashanti
Key Lyrics: “Always on time”
Takeaway: Paying your bills on time is the No. 1 way to improve your credit score.
“Started From The Bottom” – Drake
Key Lyrics: “Started from the bottom. Now we’re here.”
Takeaway: Becoming debt free can be a long journey. You need to be able to look back every now and then to see how far you’ve come. It’s very motivating, and it gets you to the finish line.
“Don’t Stop Believin” – Journey
Key Lyrics: “Don’t stop believin’ ‘. Hold on.”
Takeaway: Getting out of debt isn’t easy. Becoming debt free is a wonderful and amazing feeling. We believe you can do it.
“It’s My Life” – Bon Jovi
Key Lyrics: “It’s my life. It’s now or never.”
Takeaway:Dedicating yourself to paying off what you owe and becoming debt free will be worth the wait, with the payoff being a brighter financial future.
“Hall of Fame” – The Script & Will.i.Am
Key Lyrics: “You can go the distance. You can run the mile. You can walk straight through hell with a smile. Do it for your pride. How are you ever gonna know if you never even try?”
Takeaway: If you feel like your financial situation is hopeless – our debt management plan will help jump-start you on the right path. We can help organize your finances and come up with your best course of action, based on your income and how much you owe. How will you know if you never try?
“She Works Hard For the Money” – Donna Summer
Key Lyrics: “She works hard for the money. So hard for it, honey.”
Takeaway:You work hard for your money. Paying just $50 above the minimum amount due each month will make an incredible difference in how quickly you pay down what you owe.
“Bye, Bye, Bye” – Nsync
Key Lyrics: “I know that I can’t take no more. It ain’t no lie. I wanna see you out that door. Baby, bye, bye, bye . . .”
Takeaway: Don’t keep procrastinating, because I know you don’t wanna be a fool and pay even more money than you owe because of interest. Once and for all – say bye, bye, bye to your debt.
“Ghostbusters” – Ray Parker, Jr.
Key Lyrics: “If there’s something weird. And it don’t look good. Who ya gonna call?”
Takeaway: If you’re having difficulty or have questions about paying down your debt, seek help from InCharge. Call us: 1-877-251-1887
What motivational songs did we miss? SHARE them with us here or on our Facebook page!
Bill “No Pay” Fay has lived a meager financial existence his entire life. He started writing/bragging about it in 2012, helping birth Debt.org into existence as the site’s original “Frugal Man.” Prior to that, he spent more than 30 years covering the high finance world of college and professional sports for major publications, including the Associated Press, New York Times and Sports Illustrated. His interest in sports has waned some, but he is as passionate as ever about not reaching for his wallet. Bill can be reached at [email protected].