Staff Writer

Karen Carlson

Karen Carlson is a personal finance expert and writer. Her financial advice has been published in Time, US News & World Report and Fox Business News. Carlson is an Emmy Award-winning producer of educational television and recent nominee for NFCC Financial Educator of the Year.

Text Message Program Terms & Conditions

By Karen Carlson | September 10, 2020

Effective date: October 22, 2020 The Debt.org website recurring text message service (“Text Program”) is owned and operated by Clayrun, LLC. These Text Message Program Terms and Conditions (“Text Program…

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About Us

By Karen Carlson | January 3, 2018

About Debt.org We are a team of financial experts dedicated to helping people understand and overcome their debt. Who We Are Debt.org is America’s Debt Help Organization, serving the public…

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How to Get the Best Interest Rate on a Mortgage

By Karen Carlson | September 20, 2017

In truth, landing a mortgage with the best interest rate isn’t all that tricky and shouldn’t be scary. But it is complicated, painstaking, serious business. After all, closing on a…

Student Loan Agreement

By Karen Carlson | December 23, 2014

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Debt.org – Disclaimer, Terms and Conditions of Use

By Karen Carlson | December 27, 2013

October 22, 2020 This website (“Website”) is operated by ClayRun LLC (“ClayRun”) and these terms and conditions apply to all websites and text message programs owned, operated, controlled and otherwise…

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How to Host a Frugal Frozen Birthday Party

By Karen Carlson | September 15, 2014

I thought we could avoid it. I promoted alternatives. But it was inevitable. My daughter asked me to throw her a Frozen birthday party, like the half dozen we’d already…