Student loan vote fails in U.S. Senate

    Congress Dithers While Students’ Hopes Wither

    The United States Senate on Wednesday failed to reverse the recent doubling of interest rates to 6.8 percent on millions of new federally subsidized student loans. While the measure to return the rate to its lower level of 3.4 percent on Stafford Loans ...

    Black hole of debt in the U.S.

    Is Debt Affecting our Economic Freedom?

    As we approach July 4, the 237th anniversary of our nation's independence, it's also worth noting that our country is in its fourth year of a sluggish recovery from the Great Recession — our most severe economic contraction in generations. So even as we ...

    Student loan interest hike for dummies

    Student Loan Interest Rate Hike for Dummies

    It's not easy understanding all the politics behind the 6.8 percent interest rate hike for all new subsidized Stafford Loans, but here's a before and after version for dummies that explains the math, including the original loan amount, monthly payments, total ...

    A financial advisor can keep all your eggs in a basket

    Finding the Right Financial Adviser You Can Trust

    They say money makes the world go 'round. That well may be true, but you don't have gravity and other universal constants to keep your financial world in a constant and reliable orbit. Many people depend on their financial instincts, know-how and sometimes ...

    JP Morgan Chase faces lawsuit for fraudulent debt collection

    JP Morgan Chase Slammed for Debt Collection Fraud

    Is the bank that issued your credit card dunning you for money it says you owe it? It's possible. There's nothing wrong with them trying to get it, as long as they do it in an orderly, transparent and lawful way. However, when evidence of wrong-doing ...

    Obama's budget would change the way Social Security benefits are calculated.

    Obama Wants to Cut Social Security By Changing Benefit Calculation

    Last week, President Obama submitted to Congress his version of a federal budget for the 2014 fiscal year. And soon, like the half-dozen other budget proposals that have been introduced by, and then summarily dismissed in, both the House and Senate, this ...

    Tax evaders and avoiders mean more taxes for the rest of us.

    Tax Day is Here – and So are the Tax Evaders and Avoiders

    Tax Day is upon us once again. This year, the Internal Revenue Service (IRS) expects to receive 250 million tax returns and $2 trillion in revenue. And regardless of all the weeping and wailing that goes on, and all the anti-tax rhetoric we espouse, since the ...

    A college degree is no guarantee you'll make more than minimum wage, which you can make by cutting fish.

    With the Cost of College Going Up, is It Worth the Expense?

    The final notice came in yesterday's mail. It was another rejection. Ten schools eventually weighed in: four acceptances, one wait list and five painful turn-downs, one of which was of an early decision submission from December. Emotionally, my daughter's ...

    Some job applicants are rejected because of poor credit scores.

    Some Employers Believe a Poor Credit Score Indicates Poor Work Habits

    Looking for a job isn't fun, even in the best of times. It's a lot worse in the worst of times -- times like these. While the national unemployment rate has fallen to its current 7.7 percent level -- from a high of 10 percent at the nadir of the Great ...

    partisan budget battle in Congress

    Nobody Winning Partisan Budget Battle in Congress

    Before the ink dries, there will be at least six budget resolutions offered and voted on in the House of Representatives: The Paul Ryan budget, a budget crafted by moderate House Democrats, another from Senate Democrats, a fourth from the House's ...

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