Recent News

graph showing upward economic trends

2014 Great Year For U.S. Economy, Can We Repeat In 2015?

By most accounts, the United States economy had a glowing year in 2014. Unemployment was down, spending was up, housing prices continued to bounce back and gas prices plunged to rates we never thought we’d see again. Then again, millions of Americans are still out of work, consumer debt reached a record high, Millennials still […]

Read More
debt relief just ahead road sign

Private Student Loan Lenders Open Door To Modifications

Help is coming for beleaguered borrowers who took out student loans from private lenders. How much help – and how many people actually will benefit from it – is still very much under discussion, but two private lenders at least have opened the door to assist financially distressed customers. Wells Fargo Bank and Discover Financial […]

Read More
Past due stamp

Grace Period Ends During Holidays For Millions Of Students

Forgive Steve Simon if he doesn’t get swept up in the excitement of the holiday season this year. Simon already knows what he’s getting for Christmas. “Another notice from Navient telling me that my grace period is over and my first student loan payment is due,” he said. Similar notices will be competing for attention […]

Read More
manage debt goal

Debt Consolidation Or Debt Management Could Help Cure ‘Holiday Hangover’

The day of reckoning is fast approaching for annual budgets and it may not be a good one for people who rely on credit cards. Annual bills often collide with debt from holiday spending and that can make for a combustible Christmas and Not Very Happy New Year. And credit cards are typically the fuel […]

Read More
Get crafty this fall and winter to save money on home decor.

Money Saving Tip: Get Crafty with Holiday Home Decor

Tis the season to celebrate!  One of the most fun ways to celebrate  and get into the holiday spirit is to decorate your home for each upcoming season and holiday. Decorating your home doesn’t have to cost a fortune.  Save money by getting crafty and decorate your home with items found in nature (bonus – […]

Read More
Credit Scores Image of Woman

Credit Scores Going Up … Without Any Help From Consumers

The average credit score for American consumers is at an all-time high, but will almost surely go higher within the next year as credit bureaus and government tinker with one of the key components in the economy. Fair Isaac Corporation (FICO), the most recognized name in the credit score industry, said the average consumer’s score […]

Read More
retired couple counting money

Debt Weighs Heavily On People Near Retirement

The duel between debt and income is spilling over into the retirement years for more and more people. At one time, it was common to have all the major bills paid and live a quiet, but comfortable retired life with Social Security as the financial foundation. Now, mortgage, home equity loans, car loans, credit card […]

Read More

Social Security Checks At Risk As Seniors Take On Student Loans

Wanda Russell had just turned 50 when her bosses told her she would have to go back to college and get a bachelor of nursing degree to keep her job. Russell gulped. Back to college? At this stage of my career? Russell was an assistant nurse manager for operating rooms at Orlando Regional Medical Center […]

Read More
Top 10 Instagram accounts to follow.

Motivational Instagrams – 10 Accounts to Follow

We can all admit that there are some days that even the strongest cup of coffee can’t kick-start. Instagram is a bonanza of inspiration and motivation (you know, somewhere in between all of those ducklip-selfies and throw-back pics). From money saving tips to inspirational quotes that will help push you be the best that you […]

Read More
ALS Ice Bucket Challenge is sweeping social media by storm.

Ice Bucket Challenge: Ways To Give Back Without Spending Money

Admit it. You’ve considered de-friending the person that challenged you to the Ice Bucket challenge on Facebook.  The videos that are flooding your news feed are all apart of the ALS ice bucket challenge phenomenon that’s taken the social media world by storm. The challenge involves getting doused with buckets of ice water on video, […]

Read More