Be Free of Credit Card Debt
Learn how you can pay off your credit cards for LESS than you actually owe.
How it Works
Total up your debt
Saving money on your monthly payments depends on the options for which you are available.
Reduce your debt
Credit card companies often negotiate to lower the amount of money you owe, provided you know what to say.
You make lower payments
The money you will pay each month will be less than what your obligations are now. This also leaves you with only one monthly payment.