Be Free of Credit Card Debt

Learn how you can pay off your credit cards for LESS than you actually owe.

How it Works

Total up your debt

Saving money on your monthly payments depends on the options for which you are eligible.

Reduce your debt

Credit card companies often negotiate to lower the amount of money you owe, provided you know what to say.

You make lower payments

The money you will pay each month could be less than what your obligations are now. This also leaves you with only one monthly payment.