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Feeling stressed? Need someone to talk to? Wondering if
bankruptcy is right for you?
A visit with one of our Certified Credit Counselors may be the
answer.
*Pre-Filing
Credit Counseling Briefing
BCS is
approved by the EOUST to provide credit counseling prior to filing for
bankruptcy. One of our counselors will sit down with you in a private 90-minute
session and review your financial situation (bills and income status). The
counselor will provide you with an overview of the bankruptcy process, help you
weigh your options, and make an informed decision. A certificate will be issued
at the end of the session.
*Approval to issue certificates in compliance with the Bankruptcy Code.
Approval does not endorse the quality of an Agency's services. These services may be available for free or a rate based on the debtor student's ability to pay.
*Pre-Discharge Education Session
If you have filed for bankruptcy and are waiting to have your debts
discharged, you are eligible to enroll in the class, "Live A Richer Life." The
workshop is vital to your financial recovery once the bankruptcy process is
complete.
In this 2-hour workshop, you will review budgeting skills, learn about credit
and how to use it wisely, learn about credit reports and find out how to rebuild
your credit. A certificate will be issued at the end of the workshop.
Call
at 512.451.9443 or 888.880.6337, if you would like to initiate the bankruptcy
pre-filing counseling process.
Position on Bankruptcy
BCS
counselors do not answer legal questions about bankruptcy, or advise anyone to
file for bankruptcy. This decision is made by each person after consultation
with an attorney. BCS counselors provide impartial and
accurate information. The BCS
staff does not refer consumers to attorneys or attorney
offices.
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